Don’t allow a lack of knowledge to keep you from getting the maximum benefit you are entitled too from your Social Security.

Why attend a Dick Van Dyke Financial Social Security training?

We will empower you to get the best possible outcome from your Social Security contributions, possibly even if you have already elected a benefit based upon poor advice. This timely training will help you to better understand the hundreds of pages of government legal-speak to insure that you understand the best strategies that can enhance your retirement lifestyle by increasing your income dramatically.

Learn…

• When is the best time to start your Social Security for maximum benefit?
• How married couples can identify the best income potential from hundreds of scenarios.
• Why you might want to file a restricted application.
• When it may be an advantage to file and suspend.
• How to calculate the dollar amount you gain by making an optimal choice.

Did you know…

• A $150,000 plus increase is possible with an optimized married couple’s Social Security strategy.
• Even if you do not have enough work credits you may still qualify for Social Security.
• When you file for benefits prior to full retirement age, you are deemed to have filed for all available benefits for which you are eligible in the month of entitlement.

Would you like to get answers to questions like…

How do delayed retirement credits affect your retirement benefit?

How much are you able to earn while receiving retirement benefits?

How much is a spousal Social Security benefit reduced when the other spouse elects benefits early?

Are Social Security benefits guaranteed to keep up with inflation?

How does divorce affect retirement benefits?

Does a spouse still qualify for survivor benefits if the other spouse passes prior to electing benefits?

Can you change your mind if you elected benefits early from bad advice?

Here’s an Example:

A 62-year-old couple with one above average earner (PIA $1,800) and a lesser earning spouse (PIA $1,000), who both live to average life expectancy. They could lose over $60,000 in family benefits by making the worst possible decision for when to take Social Security.

• If they both elect at age 62, they could be losing over $50,000.
• If they both elect at age 66, this couple could still be leaving $30,000 on the table.
• Simply delaying benefits isn’t the answer either. If they both delay to 70, they could be losing over $40,000.